Logbook Loans and Landlord Loans in Kenya
Fantom Capital is a digital credit provider licensed and regulated by the Central Bank of Kenya (CBK), based at Ruaraka Square, Thika Road, Nairobi. We lend to individuals and businesses across Kenya, with most applications approved within 3 hours at a transparent 4% flat monthly rate and no hidden fees.
Our loan products
- Logbook loans: borrow from KES 100,000 up to KES 1.5 million against your car, up to 70% of its value, and keep driving it.
- Landlord loans: borrow against your title deed or rental income, up to 70% of your property value, without selling it.
- Check-off loans: salary loans for employed Kenyans, repaid directly through employer payroll deduction.
- Car loans and vehicle finance: buy or refinance a car in Kenya with flexible repayment.
- Asset financing: fund vehicles, machinery and equipment, secured by the asset itself.
Apply online or call 0723 000 500. Your personal data is processed under the Kenya Data Protection Act, 2019.
Logbook loans in Kenya: frequently asked questions
What is a logbook loan?
A logbook loan is a secured loan that lets you borrow against the value of your car while you keep driving it. Your vehicle's logbook, the ownership document issued by NTSA, is held as security. At Fantom Capital you can borrow from KES 100,000 up to KES 1.5 million, up to 70% of your car's value, at a transparent 4% flat monthly rate.
Is Fantom Capital licensed by the Central Bank of Kenya?
Yes. Fantom Capital Limited is a digital credit provider licensed and regulated by the Central Bank of Kenya (CBK). Our pricing is transparent and CBK-approved, and your personal data is processed under the Kenya Data Protection Act, 2019.
Will I lose my car if I take a logbook loan?
No. You keep and drive your car for the whole loan period. We only hold the logbook as security, and it is returned to you once the loan is fully repaid.
Where is Fantom Capital located, and do you lend outside Nairobi?
Our office is at Ruaraka Square, Thika Road, Nairobi, and we lend to borrowers across Kenya. You can apply online in minutes or call 0723 000 500 to speak to our team.
Can I get a logbook loan on a PSV or matatu?
Yes. We finance both private vehicles and PSVs. Generally your car should be 15 years old or newer and registered in your name. Apply online and we will value your vehicle for free.
What other loans does Fantom Capital offer?
Besides logbook loans we offer landlord loans against your title deed or rental income, check-off salary loans repaid through your employer, car finance to buy or refinance a vehicle, and asset financing for vehicles, machinery and equipment.