<?xml version="1.0" encoding="UTF-8"?>
<!--
  Fantom Capital sitemap. Static marketing routes + cornerstone blog posts.
  Regenerate when new public pages or blog posts are published.
  Last updated: 2026-06-15
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://fancap.co.ke/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-06-15</lastmod>
  </url>

  <!-- Loan product pages (primary SEO targets) -->
  <url>
    <loc>https://fancap.co.ke/logbook-loans</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
  <url>
    <loc>https://fancap.co.ke/landlord-loans</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
  <url>
    <loc>https://fancap.co.ke/car-loans</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
  <url>
    <loc>https://fancap.co.ke/checkoff-loans</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
  <url>
    <loc>https://fancap.co.ke/asset-financing</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
  <url>
    <loc>https://fancap.co.ke/insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://fancap.co.ke/invest</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Marketplace -->
  <url>
    <loc>https://fancap.co.ke/cars-for-sale</loc>
    <changefreq>daily</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://fancap.co.ke/cars-on-auction</loc>
    <changefreq>daily</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://fancap.co.ke/special-offers</loc>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Company -->
  <url>
    <loc>https://fancap.co.ke/about</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://fancap.co.ke/contact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://fancap.co.ke/careers</loc>
    <changefreq>weekly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://fancap.co.ke/privacy</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Blog -->
  <url>
    <loc>https://fancap.co.ke/blog</loc>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
  <url>
    <loc>https://fancap.co.ke/blog/how-logbook-loans-work-in-kenya</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
  <url>
    <loc>https://fancap.co.ke/blog/documents-needed-for-a-logbook-loan-in-kenya</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
  <url>
    <loc>https://fancap.co.ke/blog/landlord-loans-in-kenya-borrow-against-rental-income</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <lastmod>2026-06-15</lastmod>
  </url>
</urlset>
