FC

Fantom Capital

Logbook Loans in Ruaraka & Nairobi: Borrow Against Your Car Locally

Looking for a logbook loan in Ruaraka or along Thika Road? Fantom Capital is right on your doorstep. Our office at Ruaraka Square, Thika Road serves borrowers across Ruaraka, Roysambu, Kasarani, Githurai, Zimmerman and the wider Nairobi north-east — so you can get cash against your car quickly, from a CBK-licensed lender you can actually visit.

Logbook loans, local to you

A logbook loan lets you borrow against your vehicle while you keep driving it. Being close by means faster valuation, easier document drop-off, and a real office to walk into if you have questions. We serve the whole of Nairobi, but Ruaraka and Thika Road residents are practically next door.

How much can you borrow?

Borrow from KES 50,000 up to KES 1.5 million — typically up to 70% of your car's value — at a transparent 4% flat monthly rate, with most loans approved within 24 hours. For the full mechanics, read our complete guide on how logbook loans work in Kenya.

What to bring

  • Original logbook in your name.
  • National ID and KRA PIN.
  • 12 months' M-Pesa or bank statements.
  • 2 passport-size photos.

See the full list in our documents needed for a logbook loan checklist.

Visit or apply online

You don't have to come in to get started — you can apply online from anywhere in Ruaraka or Nairobi and finish at our office if you prefer. Either way you keep driving your car the whole time.

  • Office: Ruaraka Square, Thika Road, Nairobi
  • Phone: 0723 000 500
  • Hours: Mon–Fri 8:00–18:00, Sat 9:00–14:00

Other ways to borrow nearby

Own property in the area? A landlord loan lets you borrow against rental income — see landlord loans in Kenya. Salaried? A check-off loan may be cheaper still.

Get your logbook loan in Ruaraka today

View our logbook loans page or apply online now and get funded within 24 hours — from a lender right here on Thika Road.